Smart pet insurance that rewards you for keeping your pet healthy. Find your pet's risk score in 60 seconds.
Three quick steps to lower bills and a healthier pet.
60 seconds. We score your pet's risk based on breed, age, weight and history.
We recommend a plan tailored to your pet's needs — no overpaying.
Log walks and vet visits to earn credits and lower your premium.
Real, verified reviews from policy-holders. Every review is from a paying customer with an active claim history.
I was terrified when the vet quoted $5k for surgery. I filed the claim from my phone in 4 minutes. Approved overnight, money in my checking account in 18 hours. I literally cried.
I was skeptical that walking my cat would lower my premium. Three months in and my last invoice was $0 — the credits covered it. Easiest insurance experience I've had.
Uploaded the vet bill from the parking lot at the emergency clinic. Got the approval push notification before I started the car. Unreal.
My old insurer made me submit faxed forms and waited 6 weeks per claim. PetShield Flex pays in a day and the app actually works. Premium is lower too.
60 second quiz and they recommended the Growth plan. I almost bought Elite — they actually talked me out of overpaying. Felt honest.
Coverage and claims are excellent. The dashboard had a small glitch logging vet visits on iOS — support fixed it the same day. Knocking one star but I'd still recommend.
Yes — PetShield Flex policies are underwritten and licensed pet insurance. You get a signed policy document and a Schedule of Benefits, not a discount club.
Claims are reviewed by AI in under 60 seconds and paid instantly on Elite. We also reward healthy habits (walks, vet check-ins) with credits and lower deductibles.
Plans start at $19/mo. Take the 60-second quiz and we'll show you a personalized price based on your pet — no email required.
Lock today's price and we cap annual increases at the rate of vet-cost inflation. Healthy-habit streaks can offset increases entirely.
Prices rise in 2026. Lock in today's rate and start earning rewards from day one.